Ainnbeen

It was expected great change in the beginning of your openings but you brought sorrows, cries agony; the same graving problems the Humanity is facing for decades Your sun routinely watched the pale faces of malnutrition children the red blood of innocents with burning smell of flesh Farewell 2009 Farewell.

The sun of December 8th 2009 was moving in west to hide itself There were smiles on the faces and rising hopes in hearts when it arose in the morning. Now those hopes, smiles transform into agony, loud crying tears and thick blood and scattered parts of dear ones. There is deep pain, so much great that can shaken the earth. One question arise in minds Who are killer of our dear ones In which hands we find blood of our dears.

" when a son is born, He is cradled in the bed, He is clothed in robes, Given a jade sceptre as a toy. His lusty cries portend his vigor, He shall wear bright, red knee caps, Shall be the lord of a hereditary house. When a daughter is born, She is cradled on the floor, She is clothed in swaddling bands, Given a loom whorf as toy, She shall wear no badges of honor, Shall only take care of food and drink, And not cause trouble to her parents" POEM TAKEN FROM CHINESE LITERATURE BOOKS OF SONGS.

Broadly speaking religious life may be divided into three periods. These may be described as the periods of ‘Faith’, ‘Thought’, and ‘Discovery.’ In the first period religious life appears as a form of discipline which the individual or a whole people must accept as an unconditional command without any rational understanding of the ultimate meaning and purpose of that command. This attitude may be of great consequence in the social and political history of a people, but is not of much consequence in so far as the individual’s inner growth and expansion are concerned. Perfect submission to discipline is followed by a rational understanding of the discipline and the ultimate source of its authority. In this period religious life seeks its foundation in a kind of metaphysics - a logically consistent view of the world with God as a part of that view. In the third period metaphysics is displaced by psychology, and religious life develops the ambition to come into direct contact with the Ulti...

Total Verses: 11. Revealed At: MAKKA SOURCE: PARALLEL ENGLISH QURAN. TRANSLATION BY SARWAR. http://www.clay.smith.name/

Capitalism: A Love Story. A friend recently invited me to a private screening of Michael Moore's new film, Capitalism: A Love Story. The September 16 invite, not surprisingly, leaned in a certain direction: Moore takes us into the homes of ordinary people whose lives have been turned upside down; and he goes looking for explanations in Washington, DC and elsewhere. What he finds are the all-too-familiar symptoms of a love affair gone astray: lies, abuse, betrayal and 14,000 jobs being lost every day. Capitalism: A Love Story is Michael Moore's ultimate quest to answer the question he's posed throughout his illustrious filmmaking career: Who are we and why do we behave the way that we do? http://mises.org/story/3751

https://mitsloan.mit.edu/MSTIR/GlobalFinancialCrisis/Crisis-2008-2009/Documents/09-093%20The%20Financial%20Crisis%20of%202008-2009.pdf

The last days hours of the Holy month of Ramadan Mubarik is passing. How beautiful, blessings this month is. Showers of blessings of Allah Almighty over His Creatures. Every heart and soul is glad with this blessings. O Allah Almighty this hate with sins and discipline may survive after this month. O Allah Almighty save me from hell fire. O Allah Almighty save me from hell fire. O Allah Almighty save me from Hell fire.(Ameen)

Since the life of the Uinverse comes from the strength of self Life is propotional to this strength When a drop of water gets the self's lesson by heart It makes its worthless existence a Pearl As the grass discovered the power of growth in itself Its aspiration clove the breast of the Garden Because the earth has a being that is firm The captive Moon goes round it perpetually The being of the Sun is stronger than that of earth Therefore is the earth bewitched by the Sun's eye When life gathers strength from the self The river of life expands into an Ocean. Dr. Allama Muhammad Iqbal.

War is raw, Raw is red, Like tears of blood, On a "piece" of Earth. SHAHNAZ GILANI SOURCE: http://atwar.blogs.nytimes.com/2009/08/15/an-introduction-to-at-war/#comment-38743

“The son of Adam does not fill any vessel worse than his stomach. It is sufficient for the son of Adam to eat a few mouthfuls, to keep him going. If he must do that (fill his stomach), then let him fill one third with food, one third with drink and one third with air.” Narrated by al-Tirmidhi (1381), Ibn Maajah (3349); classed as saheeh by al-Albaani in al-Silsilah al-Saheehah (2265).” SOURCE: http://www.iqrasense.com/ramadan/201.html

" Faraba zindgi da kar nikala hum ko Jannat sa Dia phir zouq Jannat ka ya harani nahi jati_ Dr. Allama Muhammad Iqbal

Parvaz ha dono ki issi aik fizza ma Shaheen ka jhaan aur ha kurgus ka jhaan aur " Both the birds, eagle and Kurgus fly in the same area, but both possess the diffrent world, Eagle always has wide outlook, while kurgus spend its life like a parasite, depend upon others, upon dead bodies" Dr. Allama Muhammad Iqbal.

He was very brave. He used to drive cattles in his beloved village. He palyed games with his fellow villagers. He was best divers who swam in village canal. It is said that he has long arms. Now.........his dead body was on the way to his beloved village where his wife, brothers and mother is waiting with agony in hearts, tears in eyes. He joined Pakistan armed force before 07 years. It is said that since that time he was in Malkind division. Last time he telephoned to his wife before a week, told her that there are lot of difficulties. He desired to return home soon. He.............................returned home very soon but..........................leaving behind tears, agony. He is Martyr. May Allah Almighty accept his sacrifice to his religion, to his homeland, to his peoples of Pakistan. AMEEN. May Allah Almighty grant best patience to the family members.

The team was not showing good performance. There is a strong wave of tension, fear as there was suicide bombing, killnig, explosions have become the routine. Yesterday's cricket match was very crucial for we Pakistanis. So many Thanks to Allah Almighty that it is great happiness and a genuine smile appeared at Pakistanis faces.

CONCEPT OF GOD IN ISLAM It is a known fact that every language has one or more terms that are used in reference to God and sometimes to lesser deities. This is not the case with Allah. Allah is the personal name of the One true God. Nothing else can be called Allah. The term has no plural or gender. This shows its uniqueness when compared with the word god which can be made plural, gods, or feminine, goddess. It is interesting to notice that Allah is the personal name of God in Aramaic, the language of Jesus and a sister language of Arabic. The One true God is a reflection of the unique concept that Islam associates with God. To a Muslim, Allah is the Almighty, Creator and Sustainer of the universe, Who is similar to nothing and nothing is comparable to Him. The Prophet Muhammad was asked by his contemporaries about Allah; the answer came directly from God Himself in the form of a short chapter of the Quran, which is considered the essence of the unity or the motto of monotheism. This ...

The life has changed, the life has changed greatly, it is full of fear, doubts, uncertainty, I remind my cattles, my sweet cattles, the new born babies of those cattles, that required my attention, how they are now? I remind the cold, transparent water of river, I remind with tears in eyes, as here in very hot camps I feel so thirsty, I remind the sweet fresh apples, berries, apricot while eating the rice whom Baba get after long waiting in rows I think how the sun is so fierce, the sun that melt ice at our mountains & bring spring where are warm colours rows of flowers where are the butterflies, the sweet song birds where are their voices, their sweet songs, where are my friends, who play with me while driving the cattles the broken heart is left full of sorrows, painful doubts.

Andrew J. Bacevich thinks our political system is busted. In “The Limits of Power: The End of American Exceptionalism,” he argues that the country’s founding principle — freedom — has become confused with appetite, turning America’s traditional quest for liberty into an obsession with consumption, the never-ending search for more. To accommodate this hunger, pandering politicians have created an informal empire of supply, maintaining it through constant brush-fire wars. Yet the foreign-policy apparatus meant to manage that empire has grown hideously bloated and has led the nation into one disaster after another. The latest is Iraq: in Bacevich’s mind, the crystallization of all that’s gone wrong with the American system. http://www.nytimes.com/2008/09/14/books/review/Tepperman-t.html

Most beautiful, earthly paradise valley of our homeland Pakistan. Migrated people is a great challenge now a days. We are optimistic that such challenges can not shaken our will. We seek the help of our Lord, The Allah Almighty.

The following text was the basis of a presentation by Tarek El Diwany under the title "Third World Debt" at Cambridge University's "One World Week" in February 2002 One kind of terrorism hasn't been making the news recently. Its weapon is debt, and it is a most efficient killer."Relieved of their annual debt repayments, the severely indebted countries could use the funds for investments that in Africa alone would save the lives of about 21 million children by 2000 and provide 90 million girls and women with access to basic education"UNDP Human Development Report 1997, p. 93 The poor nations of the world are told that if they borrow and invest wisely, they will be able to repay their debts and more. But they've been hearing this for fifty years, and the debt just keeps on growing. http://www.islamic-finance.com/item115_f.htm

With the Name of Allah Almighty most merciful. 14. The desert Arabs say, "We believe." Say, "Ye have no faith; but ye (only)say, 'We have submitted our wills to Allah,' For not yet has Faith entered your hearts. But if ye obey Allah and His Messenger, He will not belittle aught of your deeds: for Allah is Oft-Forgiving, Most Merciful." 15. Only those are Believers who have believed in Allah and His Messenger, and have never since doubted, but have striven with their belongings and their persons in the Cause of Allah: Such are the sincere ones. (Surah 49. The Private Apartments, The Inner Apartments) source: http://www.islamicity.com/mosque/QURAN/49.htm#14 In this light, we come to know that what is faith that enter in hearts. Obeying of Allah and His Messenger, the Holy Prophet Hazrat Muhammad ( May Peace be upon Him) is necessary, obeying without doubt, compromise, reluctance. Than this world and the world hereafter will be peaceful: else; hovering diffre...

The first witness is thine own consciousness - See thyself, then, with thine own light. The second witness is the consciousness of another ego - See thyself, then, with the light of an ego other than thee. The third witness is God’s consciousness - See thyself, then, with God’s light. If thou standest unshaken in front of this light, Consider thyself as living and eternal as He! That man alone is real who dares - Dares to see God face to face! What is ‘Ascension’?Only a search for a witness Who may finally confirm thy reality - A witness whose confirmation alone makes thee eternal. No one can stand unshaken in His Presence; And he who can, verily, he is pure gold. Art thou a mere particle of dust? Tighten the knot of thy ego; And hold fast to thy tiny being! How glorious to burnish one’s ego. And to test its lustre in the presence of the Sun! Re-chisel, then, thine ancient frame; And build up a new being. Such being is real being; Or else thy ego is a mere ring of smoke! ...

Someone still leaves fresh yellow roses on his gravestone in Tabriz. To Iranians, Howard Baskerville is their American martyr. http://www.nytimes.com/2009/04/18/opinion/18calafi.html

http://www.nytimes.com/2009/04/19/opinion/19sun1.html?em

Gharar What Does Gharar Mean? An Islamic finance term describing a risky or hazardous sale, where details concerning the sale item are unknown or uncertain. Gharar is forbidden by the Quran, which explicitly forbids trades that are considered to have excessive risk due to uncertainty. Investopedia explains Gharar There are strict rules in Islamic finance against transactions that are highly uncertain or may cause any injustice or deceit against any of the parties. In finance, gharar is observed within derivative transactions, such as forwards, futures and options, in short selling, and in speculation. In Islamic finance, most derivative contracts are forbidden and considered invalid because of the uncertainty involved in the future delivery of the underlying asset

Thank you for airing this important issue. Habeus Corpus is what makes us different from the terrorists. If we hurt people without reason, we are terrorists too. They believe strongly in the rightness of their cause, just as we believe in ours. It is only adherence to the rule of law that sets us apart.It might sound innocuous to "detain someone." But think where your family would be if you disappeared for a month, a year, six years, indefinitely. Consider your mental state from lack of work, isolation, fear. Most of these people are in their prime productive years. What are we doing to their income, their family, their social adjustment? It is not a harmless event, even if they are humanely treated. And it certainly does not "win hearts and minds."Terrorism is a crime. A heinous crime against humanity. We need to treat it as a crime, not call it a "war". We need to clarify our goals.The economy, health care, education, all will take time and probably some...

Islam, a religion of mercy , does not permit terrorism. In the Quran, God has said: God does not forbid you from showing kindness and dealing justly with those who have not fought you about religion and have not driven you out of your homes. God loves just dealers. (Quran, 60:8)The Prophet Muhammad used to prohibit soldiers from killing women and children,1 and he would advise them: {...Do not betray, do not be excessive, do not kill a newborn child.}2 And he also said: {Whoever has killed a person having a treaty with the Muslims shall not smell the fragrance of Paradise, though its fragrance is found for a span of forty years.}3Also, the Prophet Muhammad has forbidden punishment with fire.4He once listed murder as the second of the major sins,5 and he even warned that on the Day of Judgment, {The first cases to be adjudicated between people on the Day of Judgment will be those of bloodshed.6}7Muslims are even encouraged to be kind to animals and are forbidden to hurt them. Once the P...

http://www.nytimes.com/2009/04/03/opinion/03brooks.html?_r=1&em

"The power of command frequently causes failure to think." Barbara Tuchman. From this overview, certain behaviors and goals seem self-evident: Bring cultures in conflict into Dialogue together. This effort could: Prevent nuclear holocaust: Communication can lead to updating and implementing the Baruch Plan for controlling nuclear activities. Remove an important cause of terror: Eliminate humiliation within and among cultures. Increase ability to integrate all societies: Updating, internationalizing, and expanding the Peace Corp or an international equivalent can lead to further cooperation and tolerance between societies. Effectively cap terror: Making the UN an effective World Government working to stabilize and modernize rogue countries, while preserving the best of what each culture has to offer, can be a transforming step. Excise Extremism: Reforming societies, while preserving the best of what each culture has to offer, can bring about mutual understanding of one anothe...

Socio economic division has widened in the world that created other ultimate problems. The current global financial crisis has revealed many flaws. 1) Unregulation in managment 2) Credit rating agencies 3) Audit firms 4) Liberlization or free market ( wild market) concept 5) Innovation did not allign with proper regulation 6) "Take care of the present" future was largely ignored

" During the currency crisis in East Asia & Banking crisis in Latin America in 1990s, Institutions serving poor customers generally performed better financially than mainstream Banks" http://www.cgap.org/gm/document-1.1.1305/FN_52%20ENG.pdf

February 02, 2009 By Mizuho Research Institute Ltd. http://www.saudichambers.org.sa/Images/Economy.pdf

Pakistan, Srilanka & Malidives are particularly vulnerable because difficult social, political environments prevented adequate policy measure to adjust to the terms of trade shock. http://siteresources.worldbank.org/SOUTHASIAEXT/Resources/223546-1171488994713/3455847-1232124140958/gfcsouthasiafeb172009.pdf

Current crisis also depict flaws of inadequate capital. wether we should follow Basel ii or more advance form, solvency ii, this article I think is helpful in this regard. " The aim of Solvency ii is not to increase overall capital but rather to ensure a high standard of risk assessment & efficient capital allocation. It should also contribute to increased transparency & help in the development of a level playing field across Europe" http://www.abi.org.uk/Display/File/Child/664/CEA_Guide_to_Solvency_II_tillinghast.pdf

By WILLIAM D. COHAN Published: March 11, 2009 IT’S been a year since Bear Stearns collapsed, kicking off Wall Street’s meltdown, and it’s more than time to debunk the myths that many Wall Street executives have perpetrated about what has happened and why. These tall tales — which tend to take the form of how their firms were the “victims” of a “once-in-a-lifetime tsunami” that nothing could have prevented — not only insult our collective intelligence but also do nothing to restore the confidence in the banking system that these executives’ actions helped to destroy. http://www.nytimes.com/2009/03/12/opinion/12cohan.html?em=&pagewanted=all

The 2nd International Financial Research Forum on "Risk Management & Financial Crisis" is an international Research Forum for academics and professionals organised by the Europlace Institute of Finance (EIF) Institut Louis Bachelier (ILB) and La Fondation du Risque with the support of Finance INNOVATION OBJECTIVES The forum pursues three objectives: to identify the main streams of researches that will structure the market evolution in the future; to organize presentations and debates on the content of these new contributions; to assess with professionals the market/regulatory impacts of those new trends. TOPIC: RISK MANAGEMENT AND FINANCIAL CRISES Crises Characteristics: typology of crises : liquidity crisis, financial bubbles, mispricing (fair value, mark-to-market, model risk); contagion, agent coordination, counterparty risk, ... Advanced indicators: risk measures, ratings, performance measures, early detection of crises Regulation: transparency, regulation of hedge...

Quantitative easing is the creation of new money out of 'thin air' by a central bank, and its injection into the banking system. The aim is to increase the amount of deposits in private banks so that, by way of deposit multiplication , they can increase the money supply by increasing debt (lending). 'Quantitative' refers to the money supply; 'easing' refers to reducing the pressure on banks. [1] A central bank can do this by using this new money to buy government bonds ( Treasury securities in the United States) in the open market, or by lending the new money to deposit-taking institutions, or by buying assets from banks in exchange for currency, or any combination of these actions. These have the effects of reducing interest yields on government bonds, and reducing inter-bank overnight interest rates, and thereby encourage banks to loan money to higher interest-paying bodies http://en.wikipedia.org/wiki/Quantitative_easing

The purpose of this booklet is to describe the basic process of money creation in a " fractional reserve " banking system. The approach taken illustrates the changes in bank balance sheets that occur when deposits in banks change as a result of monetary action by the Federal Reserve System — the central bank of the United States. The relationships shown are based on simplifying assumptions. For the sake of simplicity, the relationships are shown as if they were mechanical, but they are not, as is described later in the booklet. Thus, they should not be interpreted to imply a close and predictable relationship between a specific central bank transaction and the quantity of money. http://en.wikisource.org/wiki/Modern_Money_Mechanics/Introduction#What_is_Money.3F

IN THE NAME OF ALLAH, MOST GRACIOUS, MOST MERCIFUL. 1. The mutual rivalry for piling up (the good things of this world) diverts you (from the more serious things), 2. Until ye visit the graves. 3. But nay, ye soon shall know (the reality). 4. Again, ye soon shall know! 5. Nay, were ye to know with certainty of mind, (ye would beware!) 6. Ye shall certainly see Hell-Fire! 7. Again, ye shall see it with certainty of sight! 8. Then, shall ye be questioned that Day about the joy (ye indulged in!).

In apportioning responsibility for the worldwide-credit crisis, readers did not all point to former U.S. Federal Reserve chairman Alan Greenspan . One called blaming Greenspan "simplistic," and another argued "banks were culpable." But after all is said and done, one wrote, "the real culprit is human greed." http://www.newsweek.com/id/172636

By PATRICIA COHEN Published: February 24, 2009 One idea that elite universities like Yale , sprawling public systems like Wisconsin and smaller private colleges like Lewis and Clark have shared for generations is that a traditional liberal arts education is, by definition, not intended to prepare students for a specific vocation. Rather, the critical thinking, civic and historical knowledge and ethical reasoning that the humanities develop have a different purpose: They are prerequisites for personal growth and participation in a free democracy, regardless of career choice. http://www.nytimes.com/2009/02/25/books/25human.html?em

"In the Name of Allah, Most Gracious, Most Merciful. -43- On account of their arrogance in the land and their Plotting of Evil. But the Plotting of Evil will hem in only the authors thereof. Now are they but looking for the way the ancients were dealt with? But no change wilt thou find in Allah's way (of dealing): No turning off wilt thou find in Allah's way( of dealing)." Author By: Yusuf Ali. He knows well each and every thing so precisely with aboslute perfect knowledge, verily He has perfect knowledge. Human Beings are plotting, Plotting of Evils, though The Almighty Allah knows well about their plotting.

By Amy Zalman, Ph.D. , About.com There Are Two Causes of Terrorism All terrorist acts are motivated by two things: Social and political injustice: People choose terrorism when they are trying to right what they perceive to be a social or political or historical wrong—when they have been stripped of their land or rights, or denied these. The belief that violence or its threat will be effective, and usher in change. Another way of saying this is: the belief that violent means justify the ends. Many terrorists in history said sincerely that they chose violence after long deliberation, because they felt they had no choice. This explanation of the causes of terrorism may be difficult to swallow. It sounds too simple, or too theoretical. However, if you look at any group that is widely understood as a terrorist group, you will find these two elements are basic to their story. http://terrorism.about.com/od/causes/a/causes_terror.htm

By Amy Zalman, Ph.D. , About.com Terrorism is the threat or use of violence against civilians to draw attention to an issue. Those searching for the causes of terrorism -why this tactic would be selected, and in what circumstances- approach the phenomenon in different ways. Some see it as an independent phenomenon, while others view it as one tactic in a larger strategy. Some seek to understand what makes an individual choose terrorism, while others look at it at the level of a group. http://terrorism.about.com/od/causes/tp/Causes_of_Terrorism.htm

By PHILIP TAUBMAN Published: February 18, 2009 Stanford, Calif. THE Obama administration seems ready to resuscitate relations with Russia, including by renewing nuclear-arms-reduction talks. Even before the inaugural parade wound down, the White House Web site offered up a list of ambitious nuclear policy goals, with everything from making bomb-making materials more secure to the eventual abolition of nuclear weapons. That’s welcome news, but for such goals to be realized, the White House will need to be prepared to reimagine and reshape the nuclear era and, against strong opposition, break free from cold war thinking and better address the threats America faces today. http://www.nytimes.com/2009/02/19/opinion/19taubman.html?ref=opinion

By LYNNLEY BROWNING Published: February 18, 2009 In the hush-hush world of Swiss banking, the unthinkable is happening: secrets are spilling into the open. UBS, the largest bank in Switzerland, agreed on Wednesday to divulge the names of well-heeled Americans whom the authorities suspect of using offshore accounts at the bank to evade taxes. The bank admitted conspiring to defraud the Internal Revenue Service and agreed to pay $780 million to settle a sweeping federal investigation into its activities. It is unclear how many of its clients’ names UBS will divulge http://www.nytimes.com/2009/02/19/business/worldbusiness/19ubs.html?hp

http://www.youtube.com/watch?v=j_IW7RWIGG4

With thanks of Little sister.

Children of Heaven ( Persian : بچه‌های آسمان) is a 1997 Iranian film by Majid Majidi . It was nominated for the Academy Award for Best Foreign Language Film in 1998 . It deals with a brother and sister and their adventures over a lost pair of shoes. The film was shot in Tehran . It was attempted to keep the filming secret in order to capture a more realistic image of the city. The production costs have been estimated at US$ 180,000. Children of Heaven premiered in February 1997 at the Teheran Fajr Film Festival and was awarded several national film awards. It started in the US on 22 January 1999 , with a total US box office result of $930,000. After the film had become well-known worldwide due to the Oscar nomination, it was shown in several European, South American, and Asian countries between 1999 and 2001. http://en.wikipedia.org/wiki/Children_of_Heaven