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 Well known Economic Historian prediction is not solely about UBS. but because of notorious inability of supervisory Authority ( FINMA AND SNB.) he conclude that a major banking crisis in Switzerland is likely in Ten or 15 years.  1. GLOBALIZATION RESULTS IN CAPITAL MOBILITY HENCE MORE BANKING CRISIS.  2. WHETHER THE GOVT AND AUTHORITIES IMPLEMENT A REGULATORY FRAMEWORK THAT CAN AVOIDED A SITUATION THAT LED TO CS. DEMISE?  a)  Straumann said measures to reduce high-risk transactions by large banks have been demanded by the federal government for 25 years.  THAN WHY SUCH DEMAND COMES TO NOTHING, IS DEFINITELY A  CRUCIAL QUESTION. Economists Armin Jans, Christoph Lengwiler, Marco Passardi wrote in their Analysis,  "Crisis-resistant Swiss banks? The regulation of own funds, liquidity and "too big to fail"   that despite all the preparations, the liquidation of a major bank will remain an adventure.  b)  FINANCIAL FIRE DEPARTMENT Tobias straumann compares avoiding a banking

" The group is calling for creditors to cancel all debts for countries facing crisis – and especially those linked to fossil fuel projects. “High debt levels are a major barrier to phasing out fossil fuels for many global south countries,” said Tess Woolfenden, a senior policy officer at Debt Justice. “Many countries are trapped exploiting fossil fuels to generate revenue to repay debt while, at the same time, fossil fuel projects often do not generate the revenues expected and can leave countries further indebted than when they started. This toxic trap must end.”" " Mozambique was plunged into a debt crisis when   oil and gas prices fell in 2014-16 , Ribeiro said, but the solutions from international lenders to bail out the country have relied on loans being repaid through future gas revenues. “The debt caused by fossil fuels are being structured to be paid back by fossil fuels, solidifying a vicious cycle of having to move forward and having very severe consequences of